How Much to Spend on an Engagement Ring

The “three months’ salary” engagement-ring rule wasn’t financial advice—it was created through decades of diamond advertising.Over time, marketing turned a sales target into a tradition, convincing people that spending more meant showing greater love.In reality, there’s no universal right amount; your budget should reflect your income, debts, savings, and other priorities.Choose a ring you love without financial regret—the meaning of the proposal matters far more than the price tag.

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